Life Insurance

What is Life Insurance ?
Life insurance is a policy agreement / contract with an insurance company, where the insured agrees to pay specified amount (premium) to the company for a specified amount of coverage. Life insurance provides a lump sum payment for the beneficiary and/ or estate upon the death of the insured person. There are many factors when choosing a life insurance ….sex, age, health condition, smoking status.
All the factors have to be discussed to choose a right policy. 

Why you need a Life Insurance ?
Life insurance helps to secure the financial future for people close to you - your loved ones who depend on you. They won't be left with a legacy of debt, final taxes or other money worries. Certain life events might cause you to re-evaluate your financial goals and consider the protection life insurance can provide. It gives you peace of mind you need.
Life insurance can also be a useful financial tool during your lifetime. You can use it for cash withdrawals, collateral for loans, retirement income, or protect your business if you are an entrepreneur or a business owner. 

How much life insurance do I need?
It depends on you - your lifestyle, your responsibilities and your stage of life. After we understand your needs, we can give you an accurate idea of how much life insurance is appropriate.

Get the Right Policy…
Selecting the right policy can be a confusing process. We help you sort through your options. As independent brokers our expertise helps you choose the products and company that best meet your needs.


Please contact us for your no-obligation consultation. We look forward to helping you and your family! 


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