What's the possibility of disability while working? It's more than you'd imagine.
Why should you consider an insurance for disability?

Disability insurance is designed to protect you from the possible loss of income.
It's the only sure way to provide guaranteed coverage and guaranteed premiums.
Disability Insurance benefits are always payable on a monthly basis while disability continues until age 65.
Upon recovery from a disability, the policy continues. Benefits could potentially be payable again for subsequent disabilities or for the recurrence of a prior disability.

Most people are unaware of the startling disability statistics. The chances of becoming disabled for 3 months or longer before age 65*

* Derived from 1985 Commissioners Individual Disability Table A.

Why you need Disability Insurance ?
 Worker's Compensation only covers work related accidents.
 Unemployment insurance only covers 15 weeks.
 Canada Pension Plan: Are you comfortable relying on the government for a benefit that can change?  Group and  association coverage can fill a valuable role in long-term disability protection. However, the benefit may be limited by the definition of disability and coverage amount.
 the percentage that a person will become disabled before the age of 65 is five-times greater than the risk Of death.
Always Remember, a custom designed individual disability insurance plan will provide you with guaranteed coverage and guaranteed premiums. Please contact us today for your no-obligation consultation. We look forward to helping you and your family.

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